Payments Blog

Subscription Business Model: What It Is, How It Works & Examples in Kenya

September 29th, 2023 by Felix Cheruiyot
Peak Accounting Software pricing page

The subscription business model ensures recurring revenue and helps to predict sales. Learn what it is, its types, benefits and how to implement it in your business in Kenya.

Businesses sell their products and services in one of two ways. Those that trade the old-school, linear way have sales reps …

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Neteller in Kenya: Availability, Use Cases & Deposit Methods

August 30th, 2023 by Felix Cheruiyot
Neteller in Kenya

Neteller is one of a few digital wallets that support the gambling and online forex and crypto trading niches. Learn if and how you can use Neteller in Kenya.

If you are an online gambler or forex trader, you know how hard it can be to fund your trading accounts, …

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Does PalmPay Work In Kenya?

August 22nd, 2023 by Felix Cheruiyot
Does PalmPay work in Kenya

Mobile wallet PalmPay has attracted substantial interest in Kenya. Those keen to try it are asking, does PalmPay work in Kenya? Read to learn if it is available and the reasons it's popular.

Mobile wallets are a safe, secure, and convenient way to send money and pay for goods and …

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Debit Card Fraud: Can Someone Use Your Debit Card Without Having It?

August 10th, 2023 by Felix Cheruiyot
can someone use my debit debit card without having it

Imagine waking up to notifications of payments you did not make -that’s debit card fraud. Learn how someone can use your debit card without having it.

Debit card fraud is when someone uses your debit card without your permission to make purchases or withdraw money from your account.

A fraudster …

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How to Choose a Payment Gateway - Guide for Merchants in Kenya.

August 9th, 2023 by Felix Cheruiyot
how to choose a payment gateway

Your choice of payment gateway can make or break your e-commerce business. Let how to choose a payment gateway that simplifies checkout for your customers.

A payment gateway is your online business’s virtual Point Of Sale terminal, whose efficiency, cost, and security are crucial for your business’s success.

A good …

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How Online Payments Work for Internet-Based Businesses

August 8th, 2023 by Felix Cheruiyot
how online payments work for internet-based businesses

A lot goes on in the background when customers enter their payment information to complete a purchase on your website. Learn how online payments work for internet-based businesses.

Smartphones, increased internet connectivity, and the emergence of digital payment technologies have made online payments safer, faster, and more convenient than in-person …

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5 Best PayPal Alternatives In Kenya.

August 1st, 2023 by Felix Cheruiyot
PayPal alternatives in Kenya

PayPal is one of the world’s most popular digital wallets and online payment methods. Yet, depending on where you are, it is not the most accessible. Discover the top 5 PayPal alternatives in Kenya.

As good as PayPal is, depending on which part of the world you are in, PayPal …

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How to Receive Money From USA to Kenya [Through M-Pesa]

July 27th, 2023 by Felix Cheruiyot
How to Receive Money From USA to Kenya Through M-Pesa

There are many ways to receive money from your loved ones working abroad, but did you know you can receive money from abroad directly into your M-Pesa? Learn how to receive money from the USA to Kenya through M-Pesa with these 5 methods.

M-Pesa is the safest, most convenient way …

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9 Benefits of Online Payments for Businesses in Kenya

July 25th, 2023 by Felix Cheruiyot
benefits of online payments for businesses

Businesses that accept customer payments online enjoy higher customer satisfaction and lower costs. Discover other benefits of online payments for businesses in Kenya.

Cash may still be the most dominant payment method in most of the world, but things are changing fast. Other forms of payment have emerged, mainly out …

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Payment Processor vs Payment Gateway - Differences & Examples

July 23rd, 2023 by Felix Cheruiyot
PayU payment gateway interface for Dstv subscription

Payment processors and payment gateways are critical parts of the infrastructure powering e-commerce. Learn their differences and where they fit in the online payment process.

Every other day a budding entrepreneur somewhere in Kenya considers starting an online business. A big part of their homework is figuring out how they …

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Does Youtube Pay Through M-Pesa? [+ A Viable Local Withdrawal Method]

July 17th, 2023 by Felix Cheruiyot
Does youtube pay through M-Pesa

YouTube pays creators millions annually, but many can withdraw their earnings conveniently. That's why in Kenya, many ask, does YouTube pay through M-Pesa?

Jimmy Donaldson, known as MrBeast to his YouTube fans, earned $54 million from the video-sharing platform in 2021, which made him its highest-paid creator.

In 2022, it …

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Sim Swap Fraud in Kenya - How it Happens & Tips to Protect Yourself

July 13th, 2023 by Felix Cheruiyot
SIM swap fraud

Thousands of M-Pesa users have lost money to SIM swap fraud in Kenya. Learn how M-Pesa fraudsters operate so you can protect yourself.

Imagine diligently saving your money for years, building up a tidy balance in your M-Pesa mobile wallet. And just when you have enough to buy that machine …

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How to Get the M-Pesa GlobalPay Virtual Visa Card

July 12th, 2023 by Felix Cheruiyot
How to get the M_Pesa GlobalPay virtual Visa card

Are you looking for a convenient online payment method? Now you can get a virtual Visa card through your M-Pesa account. Learn how to get the M-Pesa Visa card.

Struggling to pay your Dstv or Netflix subscriptions or to shop international merchant sites because you don’t have an accepted payment …

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GDPR in Kenya - A Guide for E-Commerce Merchants

July 12th, 2023 by Felix Cheruiyot
GDPR in Kenya

GDPR is a data privacy law that sets rules on how websites can collect and use data on EU residents. Learn how to comply with GDPR in Kenya.

Did you know GDPR has an extraterritorial effect? The European data protection law requires that every e-commerce merchant selling its products in …

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How to Choose Online Payment Methods to Accept in Kenya (Guide for Merchants)

July 5th, 2023 by Felix Cheruiyot
online payment methods in Kenya (1)

If you operate an online store in Kenya, the online payment methods you choose to accept will determine whether you succeed or fail. Learn how to choose the right ones.

When you decide to start an online business, it’s worth taking a moment to consider how you will accept …

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What is a 2d Payment Gateway? [+Best Alternative In Kenya]

July 3rd, 2023 by Felix Cheruiyot
What is a 2D payment gateway

2D payment gateways are less secure for online payments. Learn what a 2D payment gateway is, how it differs from a 3D payment gateway, and which is more secure.

The total transaction value of the digital payments market will reach US$9.46 trillion by the end of 2023. This growth would …

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Digital Wallet vs Mobile Wallet - What Are Their Differences?

July 1st, 2023 by Felix Cheruiyot
digital wallets vs mobile wallets

Digital and mobile wallets are e-wallets, but they aren’t one and the same. Not sure which way to go, digital wallets vs mobile wallets? Discover the differences.

Not long ago, it was unimaginable that there would be any other wallet than the leather variety with a slot for bank notes …

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Is Stripe Available in Kenya? [+ Best Alternative in Kenya]

June 29th, 2023 by Felix Cheruiyot
Is Stripe available in Kenya

Stripe is an Irish-American payment gateway highly desired by merchants everywhere, including Kenya. But is Stripe available in Kenya, and are there worthy local alternatives?

Every online merchant knows their choice of payment gateway can make or break their business. Keen to give their businesses the best chance for success, …

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How to Get a Virtual Visa Card in Kenya

June 24th, 2023 by Felix Cheruiyot
how to get a virtual card in Kenya

A virtual Visa card gives you more control over your funds and can be activated instantly. Sounds appealing? Here’s how to get a virtual visa card in Kenya.

Do you worry about your Visa card falling into the wrong hands? For example, a thief or someone in your household can …

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How to Recover Money from a Scammer in Kenya

June 18th, 2023 by Felix Cheruiyot
How to Recover Money from a Scammer in Kenya

When you fall victim to a financial scam, the reflex action is to try and recover your money. Learn how to recover money from a scammer in Kenya.

Online fraud cases in Kenya rose by five times in the 12 months between 2019 and 2020. In 2021 alone, a FinAccess …

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How to Report M-Pesa Fraudsters

June 18th, 2023 by Felix Cheruiyot
how to report M-Pesa fraudsters 1

Victims of M-Pesa fraud must quickly get over their shock and notify Safaricom to avoid further losses. Learn how to report M-Pesa fraudsters and protect yourself and others.

At least half of the people using the M-Pesa mobile money service in Kenya have lost money to fraudsters. That translates to …

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M-Pesa Tricks - A Guide On Mobile Wallet Fraud

June 9th, 2023 by Felix Cheruiyot
mobile wallet fraud (1)

Mobile wallet fraud is a growing problem in Kenya. Learn the different M-Pesa tricks fraudsters use to deceive people and rob them of their hard-earned money, as well as how you can protect yourself.

According to the CBK, the value of mobile money transactions in Kenya has surpassed 56 percent …

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Pay On Delivery Online Shopping in Kenya: Guide for Merchants

June 4th, 2023 by Felix Cheruiyot
Pay On Delivery Online Shopping in Kenya: Guide for Merchants

Pay-on-delivery online shopping transfers all financial risks from shoppers to merchants, but are the extra customers it brings worth the risks? Find out what these risks are for e-commerce merchants in Kenya.

In e-commerce, we like to ask customers on our checkout pages, 'How would you like to pay?' That's …

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Perfect Money Kenya: Is It Legit? How Do You Withdraw Money?

June 1st, 2023 by Felix Cheruiyot
Perfect Money homepage

What is Perfect Money? How do you fund it and withdraw from it in Kenya? Is it safe to use? Get your answers to these and other questions about Perfect Money and its operations in Kenya.

Perfect Money calls itself a 'new generation of internet payment system'. The electronic payments …

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How to Pay for Netflix in Kenya

May 30th, 2023 by Felix Cheruiyot
How to pay for Netflix in Kenya 5

If you're bored with what Dstv is serving up, Netflix has shows and movies to watch for days. Learn how to pay for Netflix in Kenya and instantly expand your TV viewing choices.

Does it feel like you are the only one at your workplace without Netflix?

Well, if you …

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How to Pay for Dstv Online in Kenya [Quick Guide]

May 28th, 2023 by Felix Cheruiyot
How to pay for Dstv online in Kenya

Who does not look forward to their favourite TV show after a long day at work or school? Learn how to pay for Dstv online in Kenya so you never miss a show.

The kids in my household stage a mini riot when the Dstv subscription is not renewed on …

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How to Accept M-Pesa Payments On Your WordPress Site In Kenya

May 26th, 2023 by Felix Cheruiyot
How to Accept M-Pesa Payments On Your WordPress Site In Kenya

If you are setting up an e-commerce store in Kenya, having M-Pesa as a payment method is crucial. Learn how to accept M-Pesa payments on your WordPress website.

According to Statistica, total e-commerce revenue in Kenya will cross US$3,238.00m in 2023, an increase of 8.4%. Growing internet connectivity and …

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What Is The Difference Between Shopify And WordPress?

May 24th, 2023 by Felix Cheruiyot
what is the difference between WordPress and Shopify 2

Many people’s choice of e-commerce platform comes down to a head-to-head comparison between WordPress and Shopify. But do these two do the same thing? What is the difference between Shopify and WordPress?

There is some confusion about what sets WordPress and Shopify apart. While both are content management systems for …

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How to Choose the Right Online Payment Service for Your Business

April 2nd, 2023 by Felix Cheruiyot

In today's ever-evolving digital landscape, Kenyan online business owners and entrepreneurs face a crucial decision: selecting the best online payment service that not only meets customer needs but drives success for their ventures. This comprehensive guide is specifically tailored for you, savvy Kenyan entrepreneurs, as we dive into the world …

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The Ultimate Guide to Registering a Business in Kenya

April 2nd, 2023 by Felix Cheruiyot

Aspiring entrepreneurs looking to establish a business in Kenya, one of the fastest-growing economies in East Africa, face a daunting challenge: navigating the complex process of registering a business. This process can be intimidating, even for seasoned business owners, as it involves various legal, financial, and administrative tasks that must …

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5 Ways Business Automation Can Improve Customer Experience

April 2nd, 2023 by Felix Cheruiyot

If you’re in the online business industry, you should know by now that user experience and customer satisfaction are a big part of any business; after all, they’re the ones you’re offering your products and services. At the core of every successful business is a happy and satisfied customer. Improving …

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Ecommerce Payment System: 5 Must-have Security Features

April 2nd, 2023 by Felix Cheruiyot

In the era of digital commerce, payment security has become more critical than ever before. As more consumers flock to online stores, businesses need to ensure their payment systems are secure to protect sensitive information from theft and fraud.

Cyber threats can take many forms, from phishing scams to data …

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5 Tips For Streamlining Your Bill Payment System

March 22nd, 2023 by Felix Cheruiyot

Technological disruptions keep changing the way things are done in the world of commerce and indeed other sectors, making it a lot easier to live life and engage in profitable businesses. As both our personal and professional worlds become increasingly digitized, sticking to old cash-and-check payment systems means valuable time …

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5 Roles of the Central Bank of Kenya in the Country's Economy

March 19th, 2023 by Felix Cheruiyot

The Central Bank of Kenya is a prominent financial institution that has been at the forefront of shaping the Kenyan economy for several decades. As the primary regulator and overseer of the country's financial system, the Central Bank of Kenya plays a vital role in safeguarding the financial stability of …

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The Best Platform to Find Online Writing Jobs

March 19th, 2023 by Felix Cheruiyot

As the world continues to embrace the digital age, more and more individuals are looking to secure online writing jobs to supplement their income or pursue a full-time career as a writer. However, with the proliferation of online platforms offering writing jobs, it can be challenging to determine which one …

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Payoneer vs. IntaSend: Which One Should You Use for Your Business?

March 19th, 2023 by Felix Cheruiyot

In today's business landscape, managing payments is essential for success. As more businesses are moving online, payment platforms have become a necessity. Payoneer and IntaSend are two of the most popular payment platforms available, but which one is best for your business?

This article provides an in-depth comparison of Payoneer …

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A Beginner’s Guide to Choosing the Best Payment Gateway in Kenya

March 19th, 2023 by Felix Cheruiyot

As the world continues to advance technologically, more and more businesses are moving toward the digital space. E-commerce has become the new normal, and with this shift comes the need for secure and reliable payment gateways. But what exactly is a payment gateway in Kenya, and why is it so …

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9 Benefits of Using a Payment Processor for Your Business

March 19th, 2023 by Felix Cheruiyot
9 Benefits-of

As technology continues to advance at a rapid pace, businesses in Kenya must keep up to stay relevant and competitive. With consumers increasingly opting for online payment methods, businesses must adapt and integrate payment solutions that cater to these needs. Payment processors have emerged as a reliable solution for facilitating …

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How NHIF Online Is Making Healthcare More Accessible in Kenya

March 19th, 2023 by Felix Cheruiyot

Easy access to healthcare is crucial for the well-being of individuals and communities alike. With easier access, people are more likely to seek preventive care and early treatments for illnesses, thus reducing the chances of complications or worsening conditions later on. Additionally, having healthcare services within reach contributes to reduced …

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The Pros and Cons of Different Online Payment Methods

March 19th, 2023 by Felix Cheruiyot

In a hypothetical realm, envision a scenario where obtaining your morning coffee, paying off your expenses, and even buying essential household items can all be accomplished from the luxury of your own dwelling. Acknowledging the influence of the internet, this world has now become a tangible reality. Enter the several …

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New MPesa Transaction Charges 2023

March 16th, 2023 by Felix Cheruiyot

MPesa transaction charges have become a controversial topic in Kenya, as they have the potential to discourage users from utilizing digital payment platforms. Generally, these fees can vary depending on the provider and the specific payment method being used, but they can significantly increase the overall cost of making an …

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Salary Advance Loans in Kenya - Requirements, Limits & 7 Top Providers

March 16th, 2023 by Felix Cheruiyot

Salary advance loans help cover unexpected expenses in between pay cheques. Learn how to qualify and where to get salary advance loans in Kenya.

Millions of workers worldwide live from pay cheque to pay cheque, with barely any savings for unforeseen emergencies. Workers have to scramble for short-term loans when …

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Currency Exchange Rates in Kenya Today

March 10th, 2023 by Felix Cheruiyot

Currency exchange rates are a crucial aspect of international trade and finance, determining the value of one country's currency against another's. Understanding exchange rates is particularly important in Kenya, a country whose economy is heavily reliant on international trade and remittances from abroad. If you are interested with the current …

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What is a Credit Note and How Does it Work?

March 10th, 2023 by Felix Cheruiyot

Have you ever returned a product or service to a business, only to wonder how they keep track of all the ins and outs of their finances? Here comes the credit note: a powerful tool that allows businesses to accurately record the movement of money and ensure that their …

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Top 5 Features to Look for in an Invoice Generator Tool

March 8th, 2023 by Felix Cheruiyot

Invoicing is an integral part of any business, yet it can be tedious, time-consuming, and prone to errors. Enter invoice generators – a tool that can revolutionize your billing process. In this article, we'll dive deep into how invoice generators work and explore the benefits of using one, including increased …

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The Best Fiverr Payment Alternative for Small Businesses

March 8th, 2023 by Felix Cheruiyot

Get the most out of Fiverr payment as a freelancer. Learn about the challenges and alternatives with our comprehensive guide. 

Fiverr is a leading online platform that connects freelancers with clients from all over the world. With its user-friendly interface and easy-to-use tools, it has become a go-to resource for …

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PesaLink for Business: How to Streamline Your Financial Transactions

March 8th, 2023 by Felix Cheruiyot

Money makes the world go round, or so the saying goes. But in Kenya, it's not just any money that's turning the wheels of the economy; it's mobile money. According to a Statista post, with over 50 million mobile money subscribers and counting, Kenya is one of the world's …

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Skrill to M-Pesa: How to Withdraw Your Money

March 7th, 2023 by Felix Cheruiyot

Skrill users in Kenya can easily withdraw directly to their M-Pesa mobile money wallets. Learn how to withdraw from Skrill to M-Pesa and enjoy easier access to your freelance earnings.

International payment providers don’t always make it easy for African freelancers and businesses to withdraw money from their accounts. If …

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Severance Pay in Kenya: What It Is & How to Calculate It

March 7th, 2023 by Felix Cheruiyot

Are you facing the prospect of being laid off? Learn what the law says about severance pay in Kenya so you know what your rights are as well as what is due to you.

Severance pay can be a confusing and overwhelming topic for both employees and employers in Kenya. …

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19 Groundbreaking Business Online Trends in 2023

March 7th, 2023 by Felix Cheruiyot

Learn how to stay up-to-date with the latest business online trends and learn how to adapt your online business to succeed in the digital landscape - Read on!


If you're still running your business like it's 1999, it's time to stop living in the past and start embracing the …

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