
Wallet as a Service by IntaSend
Add wallets to your app in days, not months. Skip building wallet infrastructure from scratch. IntaSend's Wallet as a Service provides the APIs, security, and mobile money connectivity that fintechs, marketplaces, and payment platforms need to launch faster.
How wallet as a service works.
Generate Your API Keys
Instantly obtain your Wallet as a Service API keys upon signing up. These keys are essential for integrating IntaSend's wallet functionalities into your platform.
Start Building
Integrate our comprehensive Wallet APIs and SDKs into your web and mobile applications. Whether you prefer a code-based or no-code approach, our tools are designed to fit your development workflow seamlessly.
Go Live
Thoroughly test your wallet integration in our sandbox environment. Once satisfied, notify us to deploy your wallets live. Our 24/7 support team is ready to assist you every step of the way.
How wallet as a service works.
Generate Your API Keys
Instantly obtain your Wallet as a Service API keys upon signing up. These keys are essential for integrating IntaSend's wallet functionalities into your platform.
Start Building
Integrate our comprehensive Wallet APIs and SDKs into your web and mobile applications. Whether you prefer a code-based or no-code approach, our tools are designed to fit your development workflow seamlessly.
Go Live
Thoroughly test your wallet integration in our sandbox environment. Once satisfied, notify us to deploy your wallets live. Our 24/7 support team is ready to assist you every step of the way.
How wallet as a service works.
Generate Your API Keys
Instantly obtain your Wallet as a Service API keys upon signing up. These keys are essential for integrating IntaSend's wallet functionalities into your platform.
Start Building
Integrate our comprehensive Wallet APIs and SDKs into your web and mobile applications. Whether you prefer a code-based or no-code approach, our tools are designed to fit your development workflow seamlessly.
Go Live
Thoroughly test your wallet integration in our sandbox environment. Once satisfied, notify us to deploy your wallets live. Our 24/7 support team is ready to assist you every step of the way.
GBP 100,000.00
EUR 100,191.00
USD 106,195.97
KES 124,713.20
Managed Wallets
What is Wallet as a Service?
Wallet as a Service is pre-built wallet infrastructure delivered through APIs. It's like having a complete digital wallet system - with security, compliance, and banking connections already handled - that you can plug into your marketplace, fintech app, or SaaS platform in days instead of building from scratch.
Scalability
Security
Cost-Efficiency
Seamless Integration
Managed Wallets
What is Wallet as a Service?
Wallet as a Service is pre-built wallet infrastructure delivered through APIs. It's like having a complete digital wallet system - with security, compliance, and banking connections already handled - that you can plug into your marketplace, fintech app, or SaaS platform in days instead of building from scratch.
Scalability
Security
Cost-Efficiency
Seamless Integration
Managed Wallets
What is Wallet as a Service?
Wallet as a Service is pre-built wallet infrastructure delivered through APIs. It's like having a complete digital wallet system - with security, compliance, and banking connections already handled - that you can plug into your marketplace, fintech app, or SaaS platform in days instead of building from scratch.
Scalability
Security
Cost-Efficiency
Seamless Integration
Use Cases
Secure Wallets for Marketplaces and SaaS
Create separate wallets for different users, move money between accounts, and disburse to M-Pesa or bank accounts - all through simple API calls that handle the complexity for you. Perfect for:
Mobile Banking and Micro-Lending Applications
E-commerce Vendor Payments and Collection Systems
Charges Tracking and Reconciliation Solutions
Crowdfunding Platforms with Linked Campaign Wallets
Gaming and E-sports Wallet Solutions
Use Cases
Secure Wallets for Marketplaces and SaaS
Create separate wallets for different users, move money between accounts, and disburse to M-Pesa or bank accounts - all through simple API calls that handle the complexity for you. Perfect for:
Mobile Banking and Micro-Lending Applications
E-commerce Vendor Payments and Collection Systems
Charges Tracking and Reconciliation Solutions
Crowdfunding Platforms with Linked Campaign Wallets
Gaming and E-sports Wallet Solutions
Use Cases
Secure Wallets for Marketplaces and SaaS
Create separate wallets for different users, move money between accounts, and disburse to M-Pesa or bank accounts - all through simple API calls that handle the complexity for you. Perfect for:
Mobile Banking and Micro-Lending Applications
E-commerce Vendor Payments and Collection Systems
Charges Tracking and Reconciliation Solutions
Crowdfunding Platforms with Linked Campaign Wallets
Gaming and E-sports Wallet Solutions

Who uses IntaSend?
What You Can Build on Wallet Infrastructure
IntaSend infrastructure powers a variety of businesses. Enabling merchants to venture into New markets easily, enhancing Cross-border transactions. Businesses we support:
NGOs
E-commerce (Shopify and Woocommerce)
Payroll & HR Tech
Fintech platforms
Remittance Platforms
Who uses IntaSend?
What You Can Build on Wallet Infrastructure
IntaSend infrastructure powers a variety of businesses. Enabling merchants to venture into New markets easily, enhancing Cross-border transactions. Businesses we support:
NGOs
E-commerce (Shopify and Woocommerce)
Payroll & HR Tech
Fintech platforms
Remittance Platforms
Who uses IntaSend?
What You Can Build on Wallet Infrastructure
IntaSend infrastructure powers a variety of businesses. Enabling merchants to venture into New markets easily, enhancing Cross-border transactions. Businesses we support:
NGOs
E-commerce (Shopify and Woocommerce)
Payroll & HR Tech
Fintech platforms
Remittance Platforms
GBP 100,000.00
EUR 100,191.00
USD 106,195.97
KES 124,713.20
Multiple Ways to Fund
Separate Funds for Each User
Manage user funds efficiently with IntaSend's wallet solutions:
Direct Deposit to Fund Wallets
API Funding of Wallets
Intra-Wallet Transfers
Isolated of Funds for Each User
Detailed Reporting on Wallet Activities
Multiple Ways to Fund
Separate Funds for Each User
Manage user funds efficiently with IntaSend's wallet solutions:
Direct Deposit to Fund Wallets
API Funding of Wallets
Intra-Wallet Transfers
Isolated of Funds for Each User
Detailed Reporting on Wallet Activities
Multiple Ways to Fund
Separate Funds for Each User
Manage user funds efficiently with IntaSend's wallet solutions:
Direct Deposit to Fund Wallets
API Funding of Wallets
Intra-Wallet Transfers
Isolated of Funds for Each User
Detailed Reporting on Wallet Activities

Secure
Build Trust with Your Users
IntaSend prioritizes the security of your users' funds. Building secure wallet infrastructure takes years and millions in compliance costs. IntaSend handles PCI-DSS compliance, fraud detection, and regulatory requirements so you can launch secure wallets without the security headaches.
Continuous surveillance to protect against fraud
State-of-the-art encryption technologies
Compliance to industry standards and regulations
Secure
Build Trust with Your Users
IntaSend prioritizes the security of your users' funds. Building secure wallet infrastructure takes years and millions in compliance costs. IntaSend handles PCI-DSS compliance, fraud detection, and regulatory requirements so you can launch secure wallets without the security headaches.
Continuous surveillance to protect against fraud
State-of-the-art encryption technologies
Compliance to industry standards and regulations
Secure
Build Trust with Your Users
IntaSend prioritizes the security of your users' funds. Building secure wallet infrastructure takes years and millions in compliance costs. IntaSend handles PCI-DSS compliance, fraud detection, and regulatory requirements so you can launch secure wallets without the security headaches.
Continuous surveillance to protect against fraud
State-of-the-art encryption technologies
Compliance to industry standards and regulations
FrontEnd
Backend
HTML
React
Vue
<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>IntaSend Payment Integration</title>
<!-- Add IntaSend Inline SDK -->
<script src="https://unpkg.com/intasend-inlinejs-sdk@4.0.5/build/intasend-inline.js"></script>
</head>
<body>
<h1>Make a Payment</h1>
<!-- IntaSend Payment Button -->
<button class="intaSendPayButton" data-amount="1000" data-currency="KES" data-email="user@example.com" data-phone_number="254712345678" data-first_name="John" data-last_name="Doe" data-api_ref="INV-12345">Pay Now</button>
<script>
// Initialize IntaSend with your publishable API key
new window.IntaSend({
publicAPIKey: "<REPLACE-WITH-YOUR-PUBLISHABLE-KEY>", // Replace with your sandbox or live key
live: false // Change to true when going live
})
.on("COMPLETE", (results) => {
console.log("Payment successful:", results);
// Redirect on successful payment
window.location.href = "https://your-success-page.com";
})
.on("FAILED", (results) => {
console.log("Payment failed:", results);
// Handle failure
alert("Payment failed, please try again.");
})
.on("IN-PROGRESS", (results) => {
console.log("Payment in progress:", results);
});
</script>
</body>
</html>
Automation
Customization and Auto-Reconcile
Enhance your financial operations with IntaSend's automation features:
Workflow Automation for Reconciliation
Intra-Wallet Transfers
Auto-Settlement
Automation
Customization and Auto-Reconcile
Enhance your financial operations with IntaSend's automation features:
Workflow Automation for Reconciliation
Intra-Wallet Transfers
Auto-Settlement
Automation
Customization and Auto-Reconcile
Enhance your financial operations with IntaSend's automation features:
Workflow Automation for Reconciliation
Intra-Wallet Transfers
Auto-Settlement
Faster Time to Market
Go Live in Days Rather Than Weeks
Building secure wallet infrastructure from scratch takes 12-18 months, dedicated security teams, and millions in compliance costs. IntaSend's Wallet API gets you live in weeks with zero transaction fees and unlimited usage. What you get:
12+ months of development time saved
$500K+ in security/compliance costs avoided
24/7 developer support and documentation
Faster Time to Market
Go Live in Days Rather Than Weeks
Building secure wallet infrastructure from scratch takes 12-18 months, dedicated security teams, and millions in compliance costs. IntaSend's Wallet API gets you live in weeks with zero transaction fees and unlimited usage. What you get:
12+ months of development time saved
$500K+ in security/compliance costs avoided
24/7 developer support and documentation
Faster Time to Market
Go Live in Days Rather Than Weeks
Building secure wallet infrastructure from scratch takes 12-18 months, dedicated security teams, and millions in compliance costs. IntaSend's Wallet API gets you live in weeks with zero transaction fees and unlimited usage. What you get:
12+ months of development time saved
$500K+ in security/compliance costs avoided
24/7 developer support and documentation
What Our Clients Say About Us
Don’t just take our word for it—hear what our satisfied customers have to say! IntaSend has helped businesses and individuals across Kenya and beyond streamline their payments.
The experience has been seamless, efficient, and hassle-free. One thing that makes Intasend stand out is the platform's ability to collect payments from anywhere in the world.

Felistas Njihia
Felin Solutions
Our experience with IntaSend has been remarkable. The integration process was quite smooth with proper API documentation. Intasend won us over on the ease of B2B transactions which is our mainstay and remains our preferred payment solutions

Kelvin Muriuki, C.E.O
taka.earth
Their platform is incredibly user-friendly, allowing our customers to easily pay for their weekly meals. The fast and secure payment process also provides peace of mind for both our customers and us.

John Faderr
Foodtable by Roros Co.
@intaSendHQ I am currently blown away by your product. The documentation is so developer friendly as opposed to one pan-African payment gateway, market leader. Good job!

@Matinde on Twitter
Their customer service is top-notch. The team at IntaSend Payments is friendly and super responsive, always there to lend a hand whenever you need it.

Wearify on Shopify
Wearify Kenya
I would like to commend your service and especially point out your outstanding quick turn-around in processing payment and your after-office hour’s support. We are glad that you can be reached 24/7 for queries and round-the-clock support.

Peter Nyotta
Twende Worldwide Tours and Travel Ltd
This payment processor has allowed me to continue serving my local as well as international customers. They also offer reasonable fees and their payouts are timely. Even without a website, IntaSend payment links works just fine.

Shadrack Masinde
Gofan Safaris Limited
I have been using Intasend for a while now both on my website as a payment gateway and my business as a payment solution and all I can say is, IntaSend is the best solution to sort out all business payment related difficulties.

Daniel Nyongesa
A+ Academic Consultants
IntaSend is one of the best online money transfers with mobile and card payment options and helps in collecting emails for marketing.

Moses Thoithi
WizAdventures Safaris
What Our Clients Say About Us
Don’t just take our word for it—hear what our satisfied customers have to say! IntaSend has helped businesses and individuals across Kenya and beyond streamline their payments.
The experience has been seamless, efficient, and hassle-free. One thing that makes Intasend stand out is the platform's ability to collect payments from anywhere in the world.

Felistas Njihia
Felin Solutions
Our experience with IntaSend has been remarkable. The integration process was quite smooth with proper API documentation. Intasend won us over on the ease of B2B transactions which is our mainstay and remains our preferred payment solutions

Kelvin Muriuki, C.E.O
taka.earth
Their platform is incredibly user-friendly, allowing our customers to easily pay for their weekly meals. The fast and secure payment process also provides peace of mind for both our customers and us.

John Faderr
Foodtable by Roros Co.
@intaSendHQ I am currently blown away by your product. The documentation is so developer friendly as opposed to one pan-African payment gateway, market leader. Good job!

@Matinde on Twitter
Their customer service is top-notch. The team at IntaSend Payments is friendly and super responsive, always there to lend a hand whenever you need it.

Wearify on Shopify
Wearify Kenya
I would like to commend your service and especially point out your outstanding quick turn-around in processing payment and your after-office hour’s support. We are glad that you can be reached 24/7 for queries and round-the-clock support.

Peter Nyotta
Twende Worldwide Tours and Travel Ltd
This payment processor has allowed me to continue serving my local as well as international customers. They also offer reasonable fees and their payouts are timely. Even without a website, IntaSend payment links works just fine.

Shadrack Masinde
Gofan Safaris Limited
I have been using Intasend for a while now both on my website as a payment gateway and my business as a payment solution and all I can say is, IntaSend is the best solution to sort out all business payment related difficulties.

Daniel Nyongesa
A+ Academic Consultants
IntaSend is one of the best online money transfers with mobile and card payment options and helps in collecting emails for marketing.

Moses Thoithi
WizAdventures Safaris
What Our Clients Say About Us
Don’t just take our word for it—hear what our satisfied customers have to say! IntaSend has helped businesses and individuals across Kenya and beyond streamline their payments.
The experience has been seamless, efficient, and hassle-free. One thing that makes Intasend stand out is the platform's ability to collect payments from anywhere in the world.

Felistas Njihia
Felin Solutions
Our experience with IntaSend has been remarkable. The integration process was quite smooth with proper API documentation. Intasend won us over on the ease of B2B transactions which is our mainstay and remains our preferred payment solutions

Kelvin Muriuki, C.E.O
taka.earth
Their platform is incredibly user-friendly, allowing our customers to easily pay for their weekly meals. The fast and secure payment process also provides peace of mind for both our customers and us.

John Faderr
Foodtable by Roros Co.
@intaSendHQ I am currently blown away by your product. The documentation is so developer friendly as opposed to one pan-African payment gateway, market leader. Good job!

@Matinde on Twitter
Their customer service is top-notch. The team at IntaSend Payments is friendly and super responsive, always there to lend a hand whenever you need it.

Wearify on Shopify
Wearify Kenya
I would like to commend your service and especially point out your outstanding quick turn-around in processing payment and your after-office hour’s support. We are glad that you can be reached 24/7 for queries and round-the-clock support.

Peter Nyotta
Twende Worldwide Tours and Travel Ltd
This payment processor has allowed me to continue serving my local as well as international customers. They also offer reasonable fees and their payouts are timely. Even without a website, IntaSend payment links works just fine.

Shadrack Masinde
Gofan Safaris Limited
I have been using Intasend for a while now both on my website as a payment gateway and my business as a payment solution and all I can say is, IntaSend is the best solution to sort out all business payment related difficulties.

Daniel Nyongesa
A+ Academic Consultants
IntaSend is one of the best online money transfers with mobile and card payment options and helps in collecting emails for marketing.

Moses Thoithi
WizAdventures Safaris


Frequently
Asked Questions
What is Wallet as a Service?
Wallet as a Service is a managed digital wallet solution that enables businesses and developers to build and deploy secure, scalable wallets for applications such as marketplaces, SaaS platforms, and banking solutions.
Who can benefit from IntaSend's Wallet as a Service?
Fintech platforms building digital wallets, NGOs needing player wallets, e-commerce vendors, payroll systems managing employee funds, remittance platforms, lending platforms (for loan disbursement), and any business that needs to hold and move user funds programmatically across African markets.
How is this different from building wallets myself?
Does IntaSend provide transaction history and reporting?
Can I fund wallets with mobile money?
Do I need special licenses or compliance to offer wallets
How secure is IntaSend's Wallet as a Service?


Frequently
Asked Questions
What is Wallet as a Service?
Wallet as a Service is a managed digital wallet solution that enables businesses and developers to build and deploy secure, scalable wallets for applications such as marketplaces, SaaS platforms, and banking solutions.
Who can benefit from IntaSend's Wallet as a Service?
Fintech platforms building digital wallets, NGOs needing player wallets, e-commerce vendors, payroll systems managing employee funds, remittance platforms, lending platforms (for loan disbursement), and any business that needs to hold and move user funds programmatically across African markets.
How is this different from building wallets myself?
Does IntaSend provide transaction history and reporting?
Can I fund wallets with mobile money?
Do I need special licenses or compliance to offer wallets
How secure is IntaSend's Wallet as a Service?


Frequently
Asked Questions
What is Wallet as a Service?
Wallet as a Service is a managed digital wallet solution that enables businesses and developers to build and deploy secure, scalable wallets for applications such as marketplaces, SaaS platforms, and banking solutions.
Who can benefit from IntaSend's Wallet as a Service?
Fintech platforms building digital wallets, NGOs needing player wallets, e-commerce vendors, payroll systems managing employee funds, remittance platforms, lending platforms (for loan disbursement), and any business that needs to hold and move user funds programmatically across African markets.
How is this different from building wallets myself?
Building wallet infrastructure from scratch takes 6-12 months of engineering work: database architecture, multi-currency handling, mobile money integrations, security compliance, transaction reconciliation, and regulatory adherence. IntaSend's wallet infrastructure lets you build wallet features in days instead of months, allowing your team to focus on differentiation rather than infrastructure.
Does IntaSend provide transaction history and reporting?
Yes. Complete transaction history for every wallet including deposits, withdrawals, transfers, timestamps, narratives, and balance changes. Export transaction data for accounting/reconciliation. Real-time balance tracking. Full audit trails for compliance. All accessible via API for building custom dashboards.
Can I fund wallets with mobile money?
Yes. IntaSend's wallet infrastructure integrates with mobile money networks across Africa: M-Pesa (Kenya), MTN Mobile Money (Uganda), Airtel Money (Uganda/Tanzania), and Tigo Pesa (Tanzania). Users can fund wallets via STK Push (instant mobile money prompt on their phone) or manual paybill deposits.
Do I need special licenses or compliance to offer wallets
No - IntaSend handles all regulatory compliance, PCI-DSS certification, and banking relationships. You can offer secure wallet services without dealing with financial regulations, lengthy approval processes, or compliance overhead.
How secure is IntaSend's Wallet as a Service?
IntaSend's wallet infrastructure is PCI-DSS compliant with bank-level encryption. User funds are isolated per wallet with complete transaction audit trails. All API access requires authentication. Webhooks are cryptographically signed. 24/7 security monitoring. Mobile money withdrawals include OTP verification on user's phone. Fraud detection available for suspicious wallet activity.
Start Collecting And Disbursing Payments Today

All banking services are securely provided by our licensed banking partners who are members of deposit insurance schemes, ensuring the safety of your funds.
Product
Resources
Company
Phone: +254 711 082 947 | +254 114 114 644
© 2024 IntaSend. All rights reserved.
Start Collecting And Disbursing Payments Today

All banking services are securely provided by our licensed banking partners who are members of deposit insurance schemes, ensuring the safety of your funds.
Phone: +254 711 082 947 | +254 114 114 644
© 2024 IntaSend. All rights reserved.
Product
Resources
Start Collecting And Disbursing Payments Today

All banking services are securely provided by our licensed banking partners who are members of deposit insurance schemes, ensuring the safety of your funds.
Phone: +254 711 082 947 | +254 114 114 644
© 2024 IntaSend. All rights reserved.
