Split Payments Infrastructure.

How to get started

  1. 1

    Generate Your API Keys

    Instantly obtain your API keys upon signing up. These keys are essential for integrating IntaSend's Split Payments functionalities into your platform.

  2. 2

    Start Building

    Integrate our comrehensive APIs and SDKs into your web and mobile applications. Whether you prefer a code-based or no-code approach, our tools are designed to fit your development workflow seamlessly.

  3. 3

    Go Live

    Thoroughly test your integration in our sandbox environment. Once satisfied, you're good to go Live. Our 24/7 support team is ready to assist you every step of the way.

Split Payment Infrastructure

Automatic Multi-Party Payment Splits

  • Validates split logic (ensures amounts sum correctly)
  • Credits each sub-account simultaneously
  • Provides complete audit trail
  • Handles reconciliation

White-Label Infrastructure

Your Brand-Our Infrastructure.

Licensed institutions building customer-facing products need infrastructure that disappears. IntaSend provides white-label APIs—your customers see your brand, not ours. White-label features:

  • Branded sub-accounts
  • Custom domain webhooks
  • Your transaction references
  • Seamless integration
White-label split payments infrastructure

Who uses IntaSend?

What You Can Build our Infrastructure

Businesses we support:

  • NGOs
  • E-commerce (Shopify and Woocommerce)
  • Fintech platforms
Split payments for NGOs, e-commerce and fintechs

Multiple Ways to Fund

Separate Funds for Each User

Manage user funds efficiently with IntaSend's Split payments solutions:

  • Direct Deposit to Fund Sub-accounts
  • API Funding of Sub Accounts
  • Intra-Account Transfers
  • Isolated of Funds for Each User
Sub-account funding with split payments

Secure

Build Trust with Your Users

IntaSend prioritizes the security of your users' funds. Building a secure infrastructure takes years and millions in compliance costs. IntaSend handles PCI-DSS compliance, fraud detection, and regulatory requirements so you can launch secure split accounts without the security headaches.

  • Continuous surveillance to protect against fraud
  • State-of-the-art encryption technologies
Secure split payments

Automation

Customization and Auto-Reconcile

Enhance your financial operations with IntaSend's automation features:

  • Workflow Automation for Reconciliation
  • Intra-account Transfers
  • Auto-Settlement
Automated reconciliation for split payments

Faster Time to Market

Go Live in Days Rather Than Weeks

What you get:

  • 12+ months of development time saved
  • $500K+ in security/compliance costs avoided
  • 24/7 developer support and documentation

What Our Clients Say About Us

Don’t just take our word for it—hear what our satisfied customers have to say! IntaSend has helped businesses and individuals across Kenya and beyond streamline their payments.

  • The experience has been seamless, efficient, and hassle-free. One thing that makes Intasend stand out is the platform's ability to collect payments from anywhere in the world.

    Felistas Njihia - IntaSend customer
    Felistas NjihiaFelin Solutions
    ★★★★★
  • Our experience with IntaSend has been remarkable. The integration process was quite smooth with proper API documentation. Intasend won us over on the ease of B2B transactions which is our mainstay and remains our preferred payment solutions

    Kelvin Muriuki, C.E.O - IntaSend customer
    Kelvin Muriuki, C.E.Otaka.earth
    ★★★★★
  • Their platform is incredibly user-friendly, allowing our customers to easily pay for their weekly meals. The fast and secure payment process also provides peace of mind for both our customers and us.

    John Faderr - IntaSend customer
    John FaderrFoodtable by Roros Co.
    ★★★★★
  • @intaSendHQ I am currently blown away by your product. The documentation is so developer friendly as opposed to one pan-African payment gateway, market leader. Good job!

    @Matinde on Twitter - IntaSend customer
    @Matinde on Twitter
    ★★★★★
  • Their customer service is top-notch. The team at IntaSend Payments is friendly and super responsive, always there to lend a hand whenever you need it.

    Wearify on Shopify - IntaSend customer
    Wearify on ShopifyWearify Kenya
    ★★★★★
  • I would like to commend your service and especially point out your outstanding quick turn-around in processing payment and your after-office hour’s support. We are glad that you can be reached 24/7 for queries and round-the-clock support.

    Peter Nyotta - IntaSend customer
    Peter NyottaTwende Worldwide Tours and Travel Ltd
    ★★★★★
  • This payment processor has allowed me to continue serving my local as well as international customers. They also offer reasonable fees and their payouts are timely. Even without a website, IntaSend payment links works just fine.

    Shadrack Masinde - IntaSend customer
    Shadrack MasindeGofan Safaris Limited
    ★★★★★
  • I have been using Intasend for a while now both on my website as a payment gateway and my business as a payment solution and all I can say is, IntaSend is the best solution to sort out all business payment related difficulties.

    Daniel Nyongesa - IntaSend customer
    Daniel NyongesaA+ Academic Consultants
    ★★★★★
  • IntaSend is one of the best online money transfers with mobile and card payment options and helps in collecting emails for marketing.

    Moses Thoithi - IntaSend customer
    Moses ThoithiWizAdventures Safaris
    ★★★★★

Frequently Asked Questions

Who can access IntaSend's white-label payments infrastructure?

Only entities holding valid Central Bank of Kenya (CBK) licenses for payment services.

What are sub-accounts and how do they differ from wallets?

Sub-accounts are customer accounts managed under your licensed institution.

Can customers have multiple sub-accounts in different currencies?

Yes. Each customer can have multiple sub-accounts in different currencies

How is fund isolation maintained between sub-accounts?

Each sub-account maintains completely separate ledgers. Funds in one sub-account cannot mix with another without explicit transfer instruction.

How do split payments work?

Split payments automatically divide a single payment across multiple sub-accounts in one API call. Perfect for marketplaces, agency banking, or multi-party transactions.

Can split payments work across different currencies?

Yes. IntaSend can split a single payment into multiple currencies with automatic conversion

Will IntaSend branding appear anywhere customers can see?

No. White-label infrastructure means:

No IntaSend logo on customer communications

No "Powered by IntaSend" badges

Your terms and conditions (not IntaSend's)

Your privacy policy

Your customer support contacts

Customers interact exclusively with your brand.