Create Your PayPal Account In These Simple Steps

December 4th, 2022 by Felix Cheruiyot


In this article, we'll discuss all you need to know to create PayPal account and start using it.

Setting up a PayPal account is easy to send and receive payments online securely. Whether you're selling products or services, having a PayPal account gives your customers the convenience of paying with any major credit card or debit card without ever leaving your website. Plus, it's free and simple to set up!

With a PayPal account, you can easily accept payments from customers all over the world, as well as make payments to vendors or other parties. It's also essential to have a PayPal account if you do any online sales, as it's a secure way to protect yourself and your customers when making transactions.

With PayPal, you can access your funds quickly and securely and manage them efficiently. This makes it easy to keep track of sales and expenses, allowing you to grow your business confidently. PayPal also provides an array of features and tools to help you stay connected to your customers.

You can send customized messages to customers to thank them for their purchases, easily create invoices, and even set up automated payment reminders. Furthermore, the built-in analytics features of PayPal will give you valuable insights into your customer base and help you determine where you should invest your time and resources. With PayPal, you can be sure your business is running as efficiently and effectively as possible.

Benefits of Having A PayPal Account

Easy to use

PayPal is a great way to easily send money to family and friends with just a few clicks. From paying back a friend for lunch to sending a gift to a loved one, PayPal allows users to transfer money quickly, easily, and securely. With a host of special offers, PayPal makes it easy and cost-effective to transfer money all around the globe.

PayPal also offers a variety of options when it comes to payment methods, allowing users to pay with their bank account, credit card, and more. Plus, PayPal allows users to pay directly from their PayPal account balance, which can be funded via direct deposit or bank transfer. PayPal also offers the option to pay with multiple currencies, making it easier than ever to send money internationally.

Finally, PayPal also offers a variety of security features, such as two-factor authentication and end-to-end encryption, to ensure that all payments are secure. With its ease of use, various payment methods, and advanced security features, PayPal continues to be the go-to for sending money around the globe.

Advanced fraud protection

PayPal's advanced fraud protection system helps protect businesses and individuals from online fraud. The system is designed to detect and prevent fraudulent activities, such as online scams and phishing attacks. PayPal's fraud protection system is based on sophisticated technology and human expertise.

The system uses a variety of data sources, including information from credit card companies, banks, and law enforcement agencies, to identify and prevent fraudulent activities. PayPal's advanced fraud protection system is industry-leading. It helps keep your account safe by identifying suspicious activity and protecting you from fraudulent transactions.

PayPal's fraud protection system is constantly evolving to stay ahead of the latest scams and fraud trends. The system is constantly updated with new data and ways to detect and prevent fraud. PayPal's fraud protection system is important to the company's commitment to protecting our customers' accounts and keeping their money safe.


With so many payment options available, it can be difficult to choose the right one. Thankfully, PayPal makes it easy to find the perfect payment method. From debit and credit cards to bank transfers and PayPal credit, there are many secure and convenient payment methods to fit any budget.

With PayPal's flexible features, users can shop confidently, knowing that their payments are secure, fast, and protected. PayPal is the leading online payment processor, offering a secure, convenient, and fast way to send money to friends, family, and businesses. With PayPal, you can pay anyone in the world in just a few clicks.

Plus, you can choose from multiple payment options to pay the best way. PayPal is also one of the safest payment methods, as it encrypts all financial information and never shares your bank account or credit card information with the recipient.

Sophisticated encryption

PayPal is the leading online payment processor trusted by millions of individuals and businesses worldwide. At the heart of the PayPal payment experience is its sophisticated encryption technology that ensures your financial data is safe and secure. When you enter your financial information on PayPal's secure server, it is encrypted before sending it over the Internet.

This encryption process is designed to protect your data from unauthorized access. PayPal also monitors each transaction 24 hours a day, 7 days a week, to protect your data. PayPal offers a Buyer Protection program that covers eligible purchases if something goes wrong. For example, if you don't receive the item you purchased or if it doesn't match the seller's description, you may be eligible for a full refund.

Downsides of Having A PayPal Account

Frequent account freezes

Having a PayPal account can be convenient and efficient, but there are some potential drawbacks that you should consider. A frequent problem many PayPal users experience is freezing their accounts, which happens when they believe a user has been engaging in suspicious activity.

This can be a major problem for individuals who rely on PayPal to buy and sell goods online and businesses that use it for their online transactions. Getting the account back up and running is often lengthy and cumbersome, leading to frustration. Furthermore, PayPal only sometimes explains why an account has been frozen, so users can feel like they're being punished without knowing the specifics of their transgression.

In some cases, PayPal may even require a user to provide proof of their identity before they will restore the account. This can add hours or even days to the process, making it difficult to continue with normal business operations.

Unreliable customer support

Having a PayPal account is not all positive. Despite the convenience of having an online wallet, PayPal can be unreliable when it comes to customer service. From issues with accounts being canceled without notification to delayed payments and slow responses from customer service representatives, the experience of having a PayPal account is often filled with frustration. Even the most experienced users must navigate a labyrinth of forms and links to get in touch with an actual customer service representative.

Complaints about long wait times, lack of response, and inaccurate answers abound on customer review sites. The lack of transparency in the customer service resolution process can be particularly frustrating for customers trying to resolve an issue with a payment. In addition, customers have reported an inability to contact customer service due to account restrictions or other issues.

Limited functionality for accounts outside the US and the UK

PayPal has long been a convenience for online payments, but unfortunately, its services are limited to certain countries. For example, PayPal accounts registered outside the United States or the United Kingdom cannot access all of the platform's features. This means those based in other countries may not take advantage of PayPal's full range of services, including online purchases and money transfers.

It is important to note that PayPal also charges fees for certain transactions, which can be significantly higher if you are based in a country outside of the US or UK. This can make it difficult to use PayPal for high-value transactions since the additional costs may outweigh the convenience.

Some online stores only accept US or UK PayPal accounts, which can be frustrating for those wishing to purchase from an overseas business. To make matters worse, PayPal may also limit the types of currency you can use, which can make it difficult to send money internationally. These factors can make PayPal an unreliable payment service for those not based in the US or UK.

Account limits

PayPal is a convenient online payment method widely accepted worldwide, but for new accounts, there are limits to how much money can be sent and received. New users signing up for a PayPal account will be limited to sending and receiving up to $500 within their first month of use and may have their accounts held in a limited state until they verify their identity.

PayPal also limits how much can be withdrawn from an account at a time, and the daily withdrawal limit will be even lower for new users. Furthermore, PayPal also limits how much money can be stored in an account, so users must stay within their stored balance if they wish to keep their accounts in good standing.

In conclusion, again, PayPal is widely accepted globally, but new users should be aware of the limitations and fees associated with it. Knowing these things can help prevent unexpected issues from popping up when transferring funds.

We have a detailed article about PayPal challenges for African users; you can read it here for more information.

Steps to Setting Up A PayPal Account

Here is a step by step process on how to create Paypal account.

Step 1: Go to the official PayPal website and click “Sign Up.”

Step 2: Select the type of account you want to create. You can choose between a personal or a business account depending on your needs. If you’re not based in the United States or the United Kingdom, you’ll only be forced to have a business account because personal accounts can’t function outside those countries.

Step 3: Enter your email address, password, and other information required to create your account. This is a standard process for most payment providers like PayPal. Always provide the right information because you’ll be required to verify whatever information you provide. Failure to do that could result in the account being suspended or permanently closed.

Step 4: Agree to the terms and conditions and click “Submit” to complete the signup process.

Check the official PayPal page for a detailed list of requirements to ensure you don’t miss anything.

How To Activate Your New PayPal Account

Once you have created your PayPal account, you will need to activate it to start using it. Activation is the last step when you create PayPal account. To do this, log into your PayPal account and follow the instructions provided by PayPal. This may involve verifying your bank account or adding a debit or credit card for payment purposes. You will also need to provide PayPal with personal information, such as your name, address, and date of birth.

Once you have completed all the necessary steps, your PayPal account will be activated, and you can start using it. You can use it to send and receive payments and make online purchases. You can also transfer money to your bank account through PayPal. With PayPal, you can get your money quickly and securely and pay for goods and services without ever having to provide your financial details to the seller. PayPal is a great way to manage your money and make payments online.

Frequently Asked Questions

When you create PayPal account, you'll need to verify your personal identity and contact information before using it. The process is simple and requires a valid email address and a credit card or bank account. You can sign up for a PayPal account by going to the PayPal website and clicking on the Sign-Up link. You'll be taken to a page where you can enter your email address and choose a password.

Sure, your bank account is safe with PayPal! PayPal is a secure platform that meets the highest standards of financial protection. With PayPal, no matter what kind of transaction you're doing, you can be sure that your financial information is well-guarded. PayPal's advanced fraud prevention measures are designed to stop suspicious activity on your account.

Creating a PayPal account is quick and easy, taking only a few minutes to complete. However, to be able to use the account and access its features, the customer must verify their identity. Verifying an account usually takes between 3 to 5 business days, depending on the bank information provided and the customer's bank. Customers may be asked to verify their identity by uploading a valid ID document or providing additional information.


Creating a PayPal account is easy and convenient, allowing you to make payments online quickly and securely. With a few simple steps, you can set up a PayPal account and start transferring money online in no time. We’ve highlighted those simple steps in this article. We’ve also discussed some of the benefits and drawbacks of using PayPal. It’s good to explore all your options before making a decision, and we hope you make the best one for yourself at the end of the day.

IntaSend provides a good alternative to PayPal for merchants in Kenya. With IntaSend, merchants are able to accept international payments (card payments) easily. IntaSend being local based, its verification is friendly for local merchants and provides a 24/7 support. It is easy to reach the IntaSend team and get assisted compared to PayPal. Learn more in the links below:

Cover Photo by Marques Thomas on Unsplash

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